Ten reasons why your travel insurance could refuse to pay out


Buying the cheapest travel insurance the day before you are about to set off on your journey could cost you dearly if you need to make a claim

Travel insurance policies are riddled with clauses and exclusions, and different providers set their own standards and thresholds on a range of some of the most common claim areas

Even if you choose a provider specifically because they cover certain eventualities, failing to read the small print could mean your claim is rejected

Here is a list of 10 areas where policies can differ.

Altitude

Insurers have different rules on the height above sea level for treks that they will cover as standard, meaning many won’t pay out if you are hiking above a certain…



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